Corporate & Employee Group Medical Benefits
Group Health (GHI) & SME
Customized group health insurance plans for startups, SMEs, and corporate organizations with day-1 coverage for employees and dependents.
Instant Guidance
100% Claim Support & Zero Advisory Fee
Key Benefits
Why Choose Group Health (GHI) & SME?
No Waiting Period & Superlative Care
Day-1 coverage for pre-existing diseases with zero waiting period & superlative healthcare.
Hiring & Retention Benefits
Attract top talent & boost employee retention with comprehensive family medical cover.
Tax Benefits (Sec 37-1)
Full corporate tax deduction under Section 37(1) for employer premium contributions.
Mobile-Friendly Applications
Mobile-friendly application portal for instant cashless approvals & 24x7 TPA support.
What is Covered (Inclusions)
- Hassle-free Claim Settlement Process: Seamless cashless claim settlement across 10,000+ top network hospitals
- Preventive Health Care: Complimentary annual health checkups, wellness programs, and preventive health screenings
- Tax Benefits: Corporate tax deduction for employer premium contributions under Section 37(1) of IT Act
- Benefits to Employees: Comprehensive health cover for employees, spouses, dependent children & parents
- Hiring and Retention Process: Competitive benefit package to attract top talent and boost employee retention
- Superlative Health Care: Access to premium medical facilities, ICU care, daycare procedures, and maternity cover
- No Waiting Period: Immediate Day-1 coverage for pre-existing illnesses without any waiting period
- Basic Cover: Full in-patient hospitalization, doctor fees, nursing, and emergency ambulance coverage
- Mobile-friendly Applications: 100% digital app portal for instant claim submission, e-cards, and status tracking
- Building Positive Company Culture: Promotes employee well-being, trust, and a positive, caring workplace environment
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Frequently Asked Questions
Got Questions About Group Health (GHI) & SME?
Group Health Insurance can be customized for teams starting from as few as 7 to 10 employees.
Yes, group health plans typically waive off waiting periods for pre-existing diseases from day one.