Guaranteed Returns & Tax-Free Wealth Growth
Life Insurance & Guaranteed Savings Plans
Combine financial security for your family with high-yield capital growth, guaranteed tax-free returns under Section 10(10D), flexible payout options, and wealth creation for child education & retirement goals.
Instant Guidance
100% Claim Support & Zero Advisory Fee
Key Benefits
Why Choose Life Insurance & Guaranteed Savings Plans?
Guaranteed & Tax-Free Returns
Lock in guaranteed annual returns & lump sum wealth tax-free under Sec 10(10D).
Unit Linked Insurance Plans (ULIP)
Capitalize on equity market upside while enjoying dual benefits of investment growth & life cover.
Child Future & Education Plans
Ensure child's higher education & marriage goals are fully funded with premium waiver protection.
Retirement & Pension Savings
Build a guaranteed lifelong monthly pension stream to maintain your lifestyle post-retirement.
What is Covered (Inclusions)
- Guaranteed Capital Preservation: Complete protection of invested principal with guaranteed maturity bonuses & returns
- Dual Benefit: Integrated life insurance cover along with wealth creation & long-term capital accumulation
- Tax Savings under Section 80C: Save tax up to ₹1.5 Lakhs every year on annual premium payments
- Tax-Free Maturity under Section 10(10D): Enjoy 100% tax-exempt maturity lump sum and annuity payouts
- Flexible Payout Options: Choose between single lump sum maturity, regular monthly income, or escalating pension
- Waiver of Premium (WoP) Benefit: In the event of unfortunate death, future premiums are waived and policy stays active to fulfill goals
- Market-Linked Equity Upside (ULIPs): Option to allocate funds across Equity, Debt, and Balanced funds with free fund switches
- Loan Facility against Policy: Easy liquidity access by securing instant loans against accrued cash values at low interest rates
- Top Insurers Comparison: Custom plan selection from HDFC Life, ICICI Prudential, SBI Life, Max Life, TATA AIA, LIC & more
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Frequently Asked Questions
Got Questions About Life Insurance & Guaranteed Savings Plans?
A Guaranteed Return Plan is a life insurance investment product that guarantees fixed returns and maturity payouts specified at the time of policy purchase, irrespective of market fluctuations.
ULIP combines life insurance with equity/debt market investment. A portion of your premium goes toward life cover, while the remaining is invested in market funds of your choice.
Yes, maturity payouts and death benefits received under life insurance policies are 100% tax-free under Section 10(10D) of the Income Tax Act, subject to prevalent tax rules.